This calculation was taken from a life insurance company's test. For the calculation to work best you should be between the ages of 20 and 65, and be reasonably healthy.
Gender: Male Female
Life Style: I live in an urban area with a population over 2 million I live in a town under 10,000 or on a farm Something in between
I work behind a desk My work requires regular heavy physical labor Neither
I exercise strenuously 5 times per week for at least a half-hour I do not
I live with a spouse or friend I live alone If living alone enter the number of years after the age of 25 that you've lived alone:
Psyche: I sleep more than 10 hours each night I do not
I am intense, aggressive,easily angered I am easygoing, relaxed, a follower Somewhere in between
I am happy I am unhappy Somewhere in between
I have had a speeding ticket in the last year I have not
Success: I earn more than $50,000 per year I do not
I finished college I have a graduate or professional degree I did not finish college
I am 65 or older and still working Not
Heredity: I have at least one grandparent who lived to 85 All four of my grandparents lived to see 80 Both of the above None of the above
At least one of my parents died of a heart attack or a stroke before 50 Not
I have a parent, brother, or sister under 50 who has (or had) cancer, a heart condition, or diabetes since childhood Not
Health: I don't smoke I smoke 1/2 to 1 pack per day I smoke 1 to 2 packs per day I smoke more than 2 packs per day
I drink the equivalent of a quarter bottle of liquor per day I do not
I am overweight by 10 - 30 pounds I am overweight by 31 - 50 pounds I am overweight by more than 50 pounds None of the above
As a man I have an annual checkup, or as a woman I see a gynecologist annually Nosireebob
Age: I am under 30 I am between 30 and 40 I am between 41 and 50 I am between 51 and 70 I am over 70
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